Publication Type
Conference Proceeding Article
Version
submittedVersion
Publication Date
6-2009
Abstract
In this paper, we present the design and evaluation of a near-field communication-based mobile p2p payment application, called mFe-rio, that is designed to replace cash-based transactions. We first identify design criteria that payment systems should satisfy and then explain how mFerio, relative to those criteria, improves on the limitations of cash-based systems. We next describe mFerio's implementation and user interface design, focusing on the balance between usability and security. Finally, we present the results of a two-phase user study, involving a total of 104 people, that shows that mFerio has low cognitive load and is also fast, accurate, and easy to use - even outperforming cash in terms of speed and cognitive load in common payment situations. Copyright 2009 ACM.
Keywords
Digital wallet, Mobile computing, Mobile payment, Near-field communication, NFC, P2p payment, User study
Discipline
Software Engineering
Research Areas
Software and Cyber-Physical Systems
Publication
MobiSys'09: Proceedings of the 7th ACM International Conference on Mobile Systems, Applications and Services, June 22-25, 2009, Kraków, Poland
First Page
291
Last Page
305
ISBN
9781605585666
Identifier
10.1145/1555816.1555846
Publisher
ACM
City or Country
New York
Citation
BALAN, Rajesh Krishna; RAMASUBBU, Narayanasamy; Prakobphol, Komsit; Christin, Nicolas; and Hong, Jason.
mFerio: The design and evaluation of a peer-to-peer mobile payment system. (2009). MobiSys'09: Proceedings of the 7th ACM International Conference on Mobile Systems, Applications and Services, June 22-25, 2009, Kraków, Poland. 291-305.
Available at: https://ink.library.smu.edu.sg/sis_research/262
Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-No Derivative Works 4.0 International License.
Additional URL
http://dx.doi.org/10.1145/1555816.1555846
