Publication Type

Working Paper

Version

publishedVersion

Publication Date

6-2023

Abstract

We model two different methods of executing segregated retail orders: broker's routing, whereby brokers allocate orders using market maker's overall performance, and order-by-order auctions, where market makers bid on individual orders, a recent SEC proposal. Order-by-order auctions improve market maker allocative efficiency, but face a winner's curse reducing retail investor welfare, particularly when liquidity is limited. Additional market participants competing for retail orders fail to improve total efficiency and investor welfare when entrants possess information superior to incumbent wholesalers. Existing Retail Liquidity Programs empirically suggest order-by-order auctions would attract few bidders in less liquid stocks and low-liquidity periods.

Keywords

Order By Order Competition, Auctions, Retail Trading, Routing, Brokers, PFOF

Discipline

Finance and Financial Management | Portfolio and Security Analysis

Research Areas

Finance

First Page

1

Last Page

85

Identifier

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4300505

Copyright Owner and License

Authors

Additional URL

https://doi.org/10.2139/ssrn.4300505

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