Publication Type

News Article

Version

publishedVersion

Publication Date

12-2011

Abstract

Every one of us has financial goals but not many of us know how to go about achieving them. We often lack investment knowledge or expertise to design an investment plan that optimises our savings. Consequently, we adopt the default approach of leaving all our savings in bank deposits. By doing so, we have already made an asset allocation decision, one that is very conservative. Over time, we soon realise that this conservative investment plan is simply not working as our savings are not compounding fast enough to keep up with inflation. We need to invest more wisely so that our savings earn sufficient returns to pay for grocery bills, holiday trips, as well as our retirement.

Discipline

Finance and Financial Management | Portfolio and Security Analysis

Research Areas

Finance

Publication

Today

First Page

32

Last Page

32

ISSN

7237-4163

Publisher

Singapore Mediacorp Press

Copyright Owner and License

Singapore Mediacorp Press

Additional URL

https://www.todayonline.com/Commentary/EDC111203-0000040/Charting-your-financial-goals

Share

COinS