A Security-Enhanced One-Time Payment Scheme for Credit-Card

Publication Type

Conference Proceeding Article

Publication Date

3-2001

Abstract

Traditional credit card payment is not secure as semi-secret credit card numbers are repetitively used. One-time transaction numbers have been recently proposed to enhance the security in credit card payment. Following this idea, we use a hash function in generation of one-time credit card numbers: the next one-time number is computed by hashing the current one-time number with a secret that is known only by card holder and issuer. Compared with related work, our scheme places less burden on credit card issuers, and can be easily deployed in both on-line and offline payment scenarios.

Keywords

credit card payment security, hash function, offline payment, one-time transaction numbers, online payment, security-enhanced one-time payment scheme, semisecret credit card numbers

Discipline

Information Security

Research Areas

Information Security and Trust

Publication

14th International Workshop on Research Issues on Data Engineering: Web services for E-Commerce and E-Government Applications (RIDE)

First Page

40

Last Page

47

Identifier

10.1109/RIDE.2004.1281701

Publisher

IEEE

City or Country

Boston, USA

Additional URL

http://dx.doi.org/10.1109/RIDE.2004.1281701

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