Publication Type

Working Paper

Version

publishedVersion

Publication Date

7-2002

Abstract

Using aggregate consumption data for Singapore, this paper rejects the life-cycle/permanent income and myopia hypotheses as explanations for aggregate consumption behavior. We confirm the presence of liquidity constraints from the asymmetric reaction of consumption to income increases vis-a-vis income declines. When we allow for asymmetric response, anticipated house price increases appear to have a dampening effect on aggregate consumption while declines in expected house price growth also had a negative effect on consumption, although the results are statistically insignificant. There is no evidence that the housing price increases have produced either wealth or collateral enhancement effects on consumption.

Keywords

Housing wealth effects, consumption, Singapore, liquidity constraints, collateral enhancement

Discipline

Asian Studies | Public Economics | Real Estate

Research Areas

Applied Microeconomics

First Page

1

Last Page

21

Publisher

SMU Economics and Statistics Working Paper Series, No. 10-2002

City or Country

Singapore

Copyright Owner and License

Authors

Share

COinS